Credit Analyst Job Description Sample
Credit Analyst / Senior Credit Analyst
The credit analysts at Mulligan are responsible and assessing the financial condition of small business loan applicants and approving or declining loans. The credit analysts evaluate financials to assess cash flow and liquidity in order to determine if loans should be approved or declined. Unlike working at a bank, this is an extremely fast-paced role that will involve decision making authority. Credit analysts must be adept at multitasking, critical thinking, and extemporaneous decision-making. Specific responsibilities include:
- Review financial statements and analyze business bank statements to determine credit worthiness of small businesses
- Analyze personal credit reports of businesses and individuals and assess how the guarantor personal credit may affect the creditworthiness of the business
- Sizing and structuring loans for approved clients
- Complete credit memos for approved loans that support the decision and the structure of the proposed financing
- Conduct ad-hoc research on businesses to protect against fraud
- Interview potential clients in order to further assess ability to repay
- Decline loan applications that do not meet the minimum criteria
- Bachelors’ degree, preferably in Business, Finance, Economics, or a similar discipline
- Minimum 1 year of experience underwriting and decisioning small business loan applications. 2-3 years in the industry is preferred
- A strong grasp of GAAP accounting principles and ability to dissect financial statements and business bank statements
- Knowledgeable about the small business lending landscape in the U.S. with insights into various industry risk segments
- Well-developed organizational, communication, and time-management skills
- Adept in all Microsoft Office Products, G-Suite, and ability to quickly pick up new programs and CRM systems
- Strong critical thinking, mathematical, and analytical skills
- Ability to make complex decisions under pressure in a fast-paced environment
To be successful in this role, you need to be highly organized, able to multi-task, and build rapport quickly and effectively. In this role, you will be the first impression for Mulligan Funding, and will need to present a professional and consultative demeanor to each prospective client.
We are growing our team by leaps and bounds and your success in this role, along with the company need, will determine your path. If you are results oriented, motivated, and enjoy working in a fast-paced environment, we would like to meet you.
Credit Analyst/Sr. Credit Analyst
Analyze financial reports, business plans, projections, sensitivity analyses, industry information and other related documents for the Institutional Banking team. This is a career development position within a vigorous business development environment. In this position you will:
Conduct independent research using numerous resources available; distill research into applicable, concise summary form for presentation purposes.
Collaborate with sales, portfolio management and credit personnel in generating approval documents while also helping to protect the quality of the Bank's loan portfolio.
Analyze financial reports, business plans, projections, sensitivity analyses and industry information, including public and private disclosures, for both existing clients and prospects.
Prepare a written evaluation of borrowers' financial condition and future outlook.
Assist in the preparation and assembly of essential components of commercial loan monitoring and review. Basic Qualifications
Bachelor's degree * 1 year experience in the financial industry Preferred Qualifications
Experience in the finance or banking industry is preferred
Demonstrated confidence, assertiveness, professionalism and ability to interact with all levels of management
Proficiency using Microsoft Powerpoint, Word and Excel is required
Ability to analyze financial data and narrative information quickly and thoroughly
Ability to independently work on projects in expeditious and focused manner
Excellent in customer service, highly motivated, focused, and goal oriented
Must have excellent written and verbal (face-to-face and phone) communication skills including professional grammar and demeanor and ability to communicate concepts and ideas concisely.
Exceptional critical thinking, problem solving ability, detail orientation and multitasking ability.
Team player with a positive attitude and ability to produce, independently and in a team setting, while operating in a stimulating and fast paced environment. Based on experience, this position may be hired at the senior level. EEO/AA Employer/Minority/Female/Disability/Veteran/Sexual Orientation/Gender Identity Tobacco-Free Hiring Practice: To demonstrate our commitment to health and wellness, Huntington will not hire any candidate who uses tobacco or any nicotine product including, but not limited to, cigarettes, cigars, pipes, smokeless tobacco, chewing tobacco, snuff or snus, nicotine gum, the nicotine patch or any other kind of nicotine replacement product (where permitted by applicable state law). Candidates applying for positions in those states will be notified of this practice during the recruitment process and, if offered a position, will be screened for cotinine (to check for use of tobacco and/or nicotine products and/or nicotine replacement therapy products) before they begin employment. If the position to which you're applying is covered by this practice, the job application will provide greater detail as to what constitutes tobacco use. Huntington does not accept solicitation from Third Party Recruiters for any position.
Strategic Credit Analyst - National Credit Center
The GM Strategic Credit Analyst is responsible for researching and analyzing credit applications, assessing credit history for acceptable risk and then approving or denying extension of credit to potential customers. This team member has contact with other company departments, as well as automobile dealers and other finance and credit sources. The team member will be responsible for overseeing the credit relationship to an assigned set of dealers. This team member will provide quality customer service by satisfying the credit needs of the dealer. This role is a field based position in one of our 15 Regional Credit Centers. This will require the team member to relocate to a permanent center within the U.S. after successful completion of the credit training program and based on business needs. This role requires relocation to Chandler, AZ upon hire to attend training prior to final relocation. JOB DUTIES:
Analyze credit data to determine the degree of risk involved in extending credit.
Make decisions to approve or deny the extension of credit within set credit authority established by senior management and state/federal laws.
Develop strong dealer relationships that ensure volume objectives and credit quality.
Increase GMF Market Share with assigned dealers.
Capture automotive finance contracts that meet GM Financial profitability criteria for pricing and performance.
Ensure compliance with applicable policies and procedures.
Ensure credit center office cooperation with other departments, to maximize efficiency within the company.
Achieve required credit quality and productivity by ensuring all queues are worked to acceptable service levels
Perform outbound telemarketing calls to assigned dealer personnel. REPORTING RELATIONSHIP: Reports to: Strategic Credit Manager Direct Reports: None Knowledge
Knowledge of consumer credit and indirect auto financing
Knowledge of credit laws and regulations
Knowledge of dealership operations and indirect auto finance
Able to meet deadlines and establish objectives
Working knowledge of Salesforce.com Skills
Ability to independently evaluate and make consistent, quality credit decisions that produce acceptable ratios and returns for the company.
Excellent oral and written communication skills.
Strong analytical skills required. Strong work ethic.
Superior customer relations skills.
Must be proficient in computer software such as, Excel, Word and PowerPoint. Experience
Must have successfully completed the Credit Services Certification.
1-2 years in consumer finance industry, underwriting or auto finance preferred.
1-2 years sales experience preferred.
Bachelor’s degree with emphasis on marketing business preferred. Equivalent experience can be substituted for degree. Requisition ID: 2017-30450 Travel: Not Applicable External Company URL: www.gmfinancial.com
Sr Credit Analyst - Credit Administration
Under limited supervision provides analytical support relating to due diligence, document processing, and financial/statistical analyses related to transactions, credit approval and ongoing monitoring of closed transactions. Review loan documents for accuracy, completeness, and adherence to approval conditions. Recommends proper loan documentation and loan restructure for complex credits. Present facts and summarizes the credit analysis results concerning the applicant's credit worthiness. May make client calls to obtain all necessary information and clarification on financial analysis materials and resources. May contact borrowers directly for additional information and details related to loan request. Work with attorneys and other financial or legal resources to obtain the correct, accurate documents to fully protect the banks interests in the credit relationship. Colleagues have a full understanding of the bank's credit policies and existing credit arrangements. Responsible and accountable for appropriate quality controls related to the financial products we provide, the services we deliver, the processes we employ, and the incentives with which we reward our colleagues. Ensure that all City National products, financial solutions and services are provided ethically and with integrity in a manner that is consistent with the client-first culture and values embodied in City National's PRIDE statement.
Bachelor's Degree in Finance, Accounting, Business Administration, or Economics.
Minimum 5 years of credit analysis or financial analysis experience required.
Minimum 5 years of experience in a banking or financial services environment required.
Job Skills and
Must be capable of working well independently and in teams.
Detailed knowledge of credit, accounting, credit policy and financial statement analysis.
Excellent organizational and analytical skills.
Working knowledge across all areas of lending including Commercial Finance, Commercial Real Estate, and ABL.
Excellent ability to analyze credits, as well as a detailed knowledge of lending structure and sources and uses of cash.
Working knowledge of Lexis Nexus, Pacer, Moody's Risk Origins, Monarch, and Asset Reader.
Good verbal and written communication skills to present clear and precise recommendations based upon analysis for action on loans and loan treatments. *Represents basic qualifications for the position. To be considered for this position you must at least meet the basic qualifications. Equal Opportunity/Affirmative Action Employer, Minorities/Females/Individuals with Disabilities/Veterans
Note : This preceding job description has been designed to indicate the general nature and level of work performed by employees within this classification. It is not designed to contain or be interpreted as a comprehensive inventory of all duties, responsibilities, and qualifications required of employees assigned to this job.
Note : Candidates should be advised that City National Bank does not pay interviewee travel expenses or relocation expenses for candidates who are hired unless previously agreed. *LI-NS1 Equal Opportunity Employer Minorities/Women/Protected Veterans/DisabledCredit Administration
Credit Analyst 6 - Division Credit Services Team - Spokane, WA
Responsible for approving the extension of credit and/or making recommendations to the person(s) making the final lending decisions on new, renewal and extension loans to approve or deny the extension of credit. Conducts complete credit analyses including gathering, analyzing and interpreting all types of credit information on existing and prospective customers. Reviews customer accounts and portfolios in order to identify, evaluate and determine the appropriate course of action on potential credit quality issues in order to maximize credit quality and minimize risk and potential loss to the company.
Bachelor's degree, or equivalent work experience
Ten or more years of experience in credit analysis and/or lending activities Preferred Skills/Experience
Considerable credit analysis and analytical skills
Extensive knowledge of credit administration, policy and procedures
Thorough knowledge of economics, accounting, and finance
In-depth knowledge of risk analysis
Excellent technical report writing skills
Excellent verbal and written communication skills
Primary Location: Washington-WA-Spokane
Average Hours Per Week: 40
Requisition ID: 180001694 U.S. Bank is an Equal Opportunity Employer committed to creating a diverse workforce.
Credit Analyst - Fort Worth
EOE Statement Ciera Bank is an equal opportunity employer. Qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability or protected veteran status.
Description The Credit Analyst position is primarily responsible for providing analysis used in underwriting and asset management of consumer
, C&I;, and CRE loans. The analyst will also perform market research and monitor portfolio risk. Assists in evaluating compliance with Bank policy and state and federal regulations, and interacts with auditors/examiners. Prepares memos for Loan Committee and management reports on a regular basis. Works under general supervision and in compliance with established policies, procedures and regulations.
Essential Functions(Majority of duties, but not meant to be all inclusive nor prevent other duties from being assigned as necessary)
Functional: * Analyzes financial data to assist loan officers in making credit decisions.
Prepares memos for Loan Committee approval of new extensions of credit
Reviews loans to determine credit quality and compliance with bank policy and regulations.
Audits areas not directly related to credit, such as Loan Administration.
Maintains accurate file organization and retention to increase efficiencies.
Assists with closing and/or servicing of loans when necessary.
Monitors bank's portfolio for risks and trends through the use of spreadsheets and financial analysis.
Interact with customers, auditors, examiners, appraisers, and other third-parties to facilitate organizational goals and business objectives.
Knowledge, Skills & Abilities(Minimum education, experience, technical and communication skill levels and licenses/certificates normally required to perform the duties of this position.) * Advanced analytical skills.
In-Depth knowledge of accounting principles with ability to prepare and analyze financial statements.
Advanced computer skills including Microsoft Word, and Excel.
Advanced written, oral, and interpersonal skills with ability to prepare and present presentations. This level of knowledge is normally acquired through either the completion of a graduate degree in business or accounting, or an undergraduate degree in business or accounting with 2 years professional experience in related financial or accounting field.
Working Conditions(Typical working conditions associated with this type of work and environmental hazards, if any, that may be encountered in performing the duties of this position.)
Internal – Work is normally performed in climate controlled office environment, where exposure to conditions of extreme heat/cold, poor ventilation, fumes and gases is very limited. Noise level is moderate and includes sounds of normal office equipment (computers, telephones, etc.). No known environmental hazards are encountered in normal performance of job duties.
External – N/A
Physical Demands(The physical effort generally associated with this position) Work involves standing and walking for brief periods of time, but most duties are performed from a seated position. There is potential for eyestrain from reading detailed printouts and computer screen.Â Deadlines, workloads during peak periods and pressure may cause increased stress levels.Â Work may include occasional pushing, pulling, or carrying objects weighing up to 20 pounds such as files, documents, and computer printouts. Work normally requires finger d
About the Organization We are a State chartered full
-service community bank with eight banking locations in the North Central Texas area. We embrace the entrepreneurial spirit, conservative values and western heritage that make us truly Texan in our hearts and souls. Ciera Bank endeavors to make www.cierabank.appone.com accessible to any and all users. If you would like to contact us regarding the accessibility of our website or need assistance completing the application process, please email us at email@example.com. This contact information is for accommodation requests only and cannot be used to inquire about the status of applications. Title: Credit Analyst
- Fort Worth
- Position:* Credit Analyst
- Fort Worth
Location:* Ciera Bank
- Fort Worth
Credit Analyst For Capital Markets
Description/Job Summary AgChoice Farm Credit is recruiting a dynamic individual to be a key contributor in the further development of its syndication and participation loan portfolio. This position is a part of our debt capital markets team.
The position requires advanced skills in credit analysis. The successful candidate will be able to analyze new loan syndication and participation loan opportunities for purchase as well as develop and package large and complex loans for sale. Experience with and understanding of Shared National Credit transactions is a plus.
Candidate will have the willingness to engage in business development activities over time. The position will be based in our Mechanicsburg office and requires some travel throughout the continental U.S. Desired attributes: • A minimum of a four-year degree with an emphasis in finance, economics, accounting, or business administration.
An advanced degree is desired but not mandatory. • Excellent oral and written communications skills. • Strong presentation skills. • An interest in or some experience with loan participations and syndications. • The ability and desire to work in a team environment. • Ability to work a non-standard work week when required to meet deadlines including potential weekend work. . • Advanced knowledge of Excel and Word software. • Prior experience analyzing public company financial statements and making investment or loan recommendations. Salary will be commensurate with qualifications and experience. We offer an excellent benefits package. An EOE, including veterans and individuals with disabilities.
Credit Analyst - Portfolio Manager
Description: This position is responsible for ensuring that all reviews and renewals of Business Banking loan products are reviewed and re-documented (if necessary) prior to becoming an administrative past due issue. Also has responsibility for interim monitoring of covenants, borrowing base certificates and other conditions of credit. This position is jointly responsible with the Relationship Managers for effectively interacting with clients to enhance their relationship with the Bank. KEY DIMENSIONS + Credit Assessment (50%) + Client Performance Management (35%) + Sales Support and Partnership (15%) 99. ACCOUNTABILITIES A. Credit Assessment
Collaborate with relationship managers to generate ideas, identify client solutions, pursue marketing efforts, cover clients, and deliver timely solutions.
Actively manage client solution opportunities within portfolios.
Operate as key member of the deal team and coordinate preparation of lending proposals and pitches to prospective clients with efforts to maximize penetration and returns.
Provide deal structuring expertise.
Provide accurate financial analysis and oversight of new and existing bank customers
Proven background in the review and analysis of complex financial statements and tax returns submitted by applicants and is capable of evaluating their ability to repay, and consultation of structure, collateral and ownership.
Prepare/oversee preparation of concise, well-reasoned credit correspondence
Analyzes the financial condition of existing bank customers. Proven background in the review of highly complex financial statements and tax returns submitted by applicants and is capable of evaluating their ability to repay. Must also have a solid understanding of the various borrower types typical in the high-net worth market and their relation to collateral ownership, loan repayment, loan structure, etc
Interprets and evaluates consumer credit bureau reports, Dun & Bradstreet business reports and public records.
Responsible for identifying trends in client activities which may be predictive of deteriorating credit quality
Seeks alternative means of financing or counter offers for all borrowers when it is determined that the original request cannot be accommodated B. Client Performance Management
Oversee documentation and ongoing monitoring of asset and client performance.
Actively manage portfolio to maximize return and credit quality.
Obtain credit approval as client advocate.
Responsible for monitoring quarterly touches, trigger compliance and covenants of clients within assigned portfolio to identify deteriorating credit conditions and compliance with loan agreement.
Monitor high risk loans via established procedures, with transfers Special Assets Monitoring Unit or Small Business Collections as appropriate.
Ensure that renewals are completed on a timely basis to avoid any administrative past dues and maintain compliance with Key Risk Indicators
Ensure that annual reviews are completed on a timely basis to maintain compliance with Key Risk Indicators
Ensure that annual loan renewals, reviews and monitoring are completed in a timely fashion to avoid any administrative past dues. C. Sales Support and Partnerships
Responsible for providing an excellent client experience in all interactions with clients and prospects
Maintain key ongoing contact with lending clients in conjunction with relationship managers.
Work with specialists as needed to support cross-sell opportunities.
Maintain and promote a customer service environment, to include satisfying and exceeding customer needs and expectations.
May participate in on site customer visits with Relationship Manager
Increase share of wallet with customer by identifying cross-sell opportunities or enhance existing services by recommending, credit, deposit, cash management, etc.
Negotiate transactions with clients (as a back-up to the Relationship Manager)
Maintain awareness of all firm products and services offered and facilitate means of receiving continuous updates
Intercede with Internal Audit and Loan Review during exams and reviews regarding questions arising from a file review
Bachelor’s degree. Preferably in a business related field.
Demonstrated knowledgeable of cash flow, credit and evaluating collateral.
Requires a minimum of 5-7 years of previous Commercial Loan and underwriting experience in a financial services environment.
Demonstrated ability to successfully structure credit requests that minimize risk while providing client value.
- Thorough knowledge of software being utilized to capture credit applications, proprietary scoring model, Word and Excel.
Excellent oral and written communication skills.
Ability to make sound transactional decisions to ensure policies and directives are met.
Ability to make timely decisions in a fast paced, production environment.
Ability to communicate effectively by adding value to Relationship Managers and Customers.
Ability to work independently and take ownership of personal performance and development.
Demonstrates aptitude to interpret and evaluate consumer credit bureau reports, Dun & Bradstreet business reports and public records. We’re here to help At BMO Harris Bank we have a shared purpose; we put the customer at the center of everything we do – helping people is in our DNA. For 200 years we have thought about the future—the future of our customers, our communities and our people. We help our customers and our communities by working together, innovating and pushing boundaries to bring them our very best every day. Together we’re changing the way people think about a bank. As a member of the BMO Harris Bank team you are valued, respected and heard, and you have more ways to grow and make an impact. We strive to help you make an impact from day one – for yourself and our customers. We’ll support you with the tools and resources you need to reach new milestones, as you help our customers reach theirs. From in-depth training and coaching, to manager support and network-building opportunities, we’ll help you gain valuable experience, and broaden your skillset. To find out more visit us at https://bmoharriscareers.com . BMO Harris Bank is committed to an inclusive, equitable and accessible workplace. By learning from each other’s differences, we gain strength through our people and our perspectives. BMO Harris Bank is an Equal Opportunity Employer for all, inclusive of Minorities, Women, Veterans, and Persons with Disabilities.
Job Field: Commercial Banking
Job Schedule: full-time
Primary Location: United States-Minnesota-Minneapolis
Senior Credit Analyst
Requisition Number: 8301 Job Title: Senior Credit Analyst Area of Interest:
Loan Operations/Admin Company: Central Bank of St. Louis Department: Commercial Loans
- Des Peres Work Location: Des Peres City:
Des Peres State: Missouri
Must be available Monday
- 5:00pm.• Bachelor’s degree in Business with an emphasis in Finance or Accounting or an equivalent degree program.• 12 hours of accounting, preferred but not required.• 3-5 years of experience as a commercial credit analyst, prefer a background in the areas of capital markets, equipment finance or leasing.• Completion of a credit training program such as Omega, provided by Central Bank of St. Louis.• Knowledge of current bank lending procedures and policies, lending regulations (state and federal), lien laws, collection/bankruptcy regulations, and loan documentation preferred. • Ability to analyze financial statements and loan risk for middle market regional and large public companies.• Possess good judgment skills.
Ability to make decisions within prescribed guidelines, research and solve problems, handle confidential information and manage multiple tasks. • Ability to read, write, and speak English. • Excellent verbal, listening and communication skills. Strong customer relations skills and ability to work with employees and customers in a cooperative manner. Ability and desire to work as part of a team, and with people of diverse backgrounds• Ability to establish and maintain strong customer contacts and relationships over the telephone.• Strong organizational skills and attention to detail.
Must be able to work independently, have a great degree of initiative. Willingness to assume additional responsibilities, duties, and projects as they arise.• Initiative for follow up on required job functions to insure that customer requirements are completed promptly and accurately. • Ability to operate office equipment including PC’s, calculators, telephones, voice mail, copy and fax machines. Must be proficient with Microsoft Word and Excel. • Ability to interpret a variety of instructions furnished in written, oral, diagram, or schedule form
This full-time position is located at the Des Peres Admin Facility with Central Bank of St. Louis.This senior level analyst position is responsible for reviewing loans to ensure that acceptable credit standards are maintained and that loans conform to established company policy. Accompanies officers calling on customers when requested, develops and analyzes all types of credit information pertaining to diversified types of commercial loans, prepares credit reports for loan officers and committees, maintains control over credit requirements of current accounts, and furnishes information relative to credit inquiries.
Also responsible for conducting relationships and activities consistent with established Bank policies, procedures and systems, the corporate code of conduct, Bank Secrecy Act and all applicable State and Federal laws and regulations. ESSENTIAL DUTIES AND RESPONSIBILITIES:• Responsible for reviewing loans to ensure that acceptable credit standards are maintained and that loans conform to established company policy. • Accompany officers calling on customers when requested.• Will draw of previous experience to develop and analyze all types of credit information pertaining to diversified types of commercial loans, prepares credit reports for loan officers and committees, maintains control over credit requirements of current accounts, and furnishes information relative to credit inquiries.• Conduct investigation and analysis of routine financial data to facilitate the credit extension decision-making process. • Use credit reporting services to compile reports regarding the credit history of potential customers. • Research and analyze financial statements. Interpret findings and prepare reports of financial position and credit worthiness. • Assist with the preparation and presentation to loan committees or customers.
May offer opinions regarding financial strength and credit worthiness of customers. • Maintain loan documentation files and monitor compliance with terms of loan agreements. • Conduct a systematic review of commercial loans to determine adequacy of documentation.• Monitor the financial position of established accounts and brings irregularities to the attention of the Department Manager.• Will begin to assist officers in processing renewal documents.• Will begin to take ownership of familiar relationship and continue to develop rapport with existing customers.• Begin to understand structure and pricing of borrowing relationship.• Become familiar with the basics of portfolio administration.• Develop a firm understanding of an ideal prospect profile.• Review loans that are held for follow-up and recommend appropriate action.• Ensure thorough knowledge and understanding of compliance and regulatory issues relating to loan policy and procedures evidenced by appropriate application of regulations in day-to-day operations.• Demonstrate the highest level of professionalism, efficiency and customer service when resolving customer issues.• Understand and maintain a thorough knowledge of the Bank’s other services and operations such as Cash Management, Correspondent Banking and Trust and make referrals and facilitate introductions as appropriate. • Engage in activities that will build your professional network. – charitable boards, community involvement, etc.• Attend and complete all required training. ADDITIONAL DUTIES AND RESPONSIBILITIES:Assist others as needed. The position may be assigned other duties and responsibilities and may be assigned work or training at other assigned locations.
Financial Credit Analyst
11771BRPosting Title:Financial Credit AnalystJob Posting: CHS has an exciting opportunity in our Wholesale Enterprise Credit group supporting the CHS Energy Division as a Financial Credit Analyst. You must be detail oriented with excellent communication skills, both verbal and written and have the ability to question and maintain positive customer relationships. You must have proven ability to collaborate with business partners and utilize strong negotiation & diplomacy skills. This opportunity has growth potential within CHS. You will:
Collaborate with and support business units through developing creative ways of mitigating risk and maximizing sales.
Perform pre-sale credit risk evaluations on new customers, with emphasis on financial statement analysis as well as evaluation of data obtained from bank and trade references.
Conduct financial credit evaluations on assigned portfolios of customers, identifying key risk elements for each account, assign risk ratings and recommend appropriate action to reduce risk to CHS when warranted
Approve credit line amounts within assigned authority level of up to 150k.
Manage customer account balances to their approved credit line amounts.
Negotiate collateral\security requirements with customers.
Coordinate with the Collections and the Legal departments on delinquent accounts in order to optimize CHS cash flow.
Utilize ability to critically and logically evaluate the costs, risks and benefits of alternative actions before making decisions.
Resolve moderately complex credit problems and confer with management on highly sensitive accounts.
- Participate in special projects enhancing the department effectiveness by leveraging technology and the integration of A/R – Account Receivable portfolio with risk assessment tools.
BS or BA degree in Finance, Accounting, Business or related field.
2+ years experience in Commercial Credit & Financial Analysis.
Negotiating Security Documents
- Proficient in MS Office Suite.
Petroleum or Agriculture related industry experience is preferred.
JD Edwards 9.0 operating system experience
eCredit software experience.
Experience extending credit approvals up to 150k.
MBA Auto req ID:11771BR :CHS offers a competitive total compensation package. Benefits include: Health, Dental, Vision, Hearing, Life Insurance, Health and Day Care Savings Accounts, Paid Vacation , 401K, Company Funded Pension, Profit Sharing, Long and Short Term Disability, Tuition reimbursement, and Adoption assistance. This position will have opportunity for growth. CHS is a diversified Fortune 100 company providing essential grain, food and energy resources to businesses and consumers. CHS is a cooperative system owned by farmers, ranchers and their local cooperatives from the Great Lakes to the Pacific Northwest and from Canada to Texas. CHS is an Equal Opportunity, Affirmative Action, Minority, Female, Veteran, Disability, Gender Identity, Sexual Orientation employer. The CHS Talent Acquisition Team supports recruitment for positions within CHS as well as finding opportunities for candidates within our robust network of member cooperatives. By submitting an application for any position, you give CHS permission to review your application and contact you to discuss opportunities within our member cooperatives. To explore current openings within our member cooperatives, please click here.Minimum Years of Experience Required:2City:Inver Grove HeightsState/Province:Minnesota Minimum Education Required:BachelorEmployment Status:ACTIVE FULL TIME Career Type:Accounting / Finance, Credit / Collections / Lending
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