Credit Reporting Clerk Job Description Sample
Intermediate Risk Management Reporting Analyst- Credit Risk Reporting (Buffalo, NY)
Primary Location: United States,New York,Buffalo
Education: Bachelor's Degree
Job Function: Risk Management
Shift: Day Job
Employee Status: Regular
Travel Time: No
Job ID: 17078390
About Citi Citi, the leading global bank, has approximately 200 million customer accounts and does business in more than 160 countries and jurisdictions. Citi provides consumers, corporations, governments and institutions with a broad range of financial products and services, including consumer banking and credit, corporate and investment banking, securities brokerage, transaction services, and wealth management. Our core activities are safeguarding assets, lending money, making payments and accessing the capital markets on behalf of our clients. Citi’s Mission and Value Proposition at http://www.citigroup.com/citi/about/mission-and-value-proposition.html explains what we do and Citi Leadership Standards at http://www.citigroup.com/citi/about/leadership-standards.html explain how we do it. Our mission is to serve as a trusted partner to our clients by responsibly providing financial services that enable growth and economic progress. We strive to earn and maintain our clients’ and the public’s trust by constantly adhering to the highest ethical standards and making a positive impact on the communities we serve. Our Leadership Standards is a common set of skills and expected behaviors that illustrate how our employees should work every day to be successful and strengthens our ability to execute against our strategic priorities. Diversity is a key business imperative and a source of strength at Citi. We serve clients from every walk of life, every background and every origin. Our goal is to have our workforce reflect this same diversity at all levels. Citi has made it a priority to foster a culture where the best people want to work, where individuals are promoted based on merit, where we value and demand respect for others and where opportunities to develop are widely available to all.
Overview Finance & Risk Infrastructure (FRI) is charged with delivering systems/technology, analytics, policies, and risk reporting to risk decision-makers across all our businesses and regions. The Corporate Management Reporting team is a department within the FRI Management Reporting team. We focus on providing quantitative risk metrics and consolidated reporting to our clients who use the information to make business management decisions. The group works closely with risk, finance, treasury, and technology to perform time sensitive analysis related to the firm-wide risk capital, risk appetite, capital adequacy, stress testing, and risk/return decisions while shaping and driving the implementation of a longer term strategic risk monitoring and management framework.
• Prepare regular and time-sensitive ad-hoc deliverables to the regulators and senior managements, closely working with industry and regional senior portfolio managers • Coordinates with risk management, technology, finance to make sure the risk portfolio information contained in various reports and presentations are accurate, and make sense. • Involved in various policy-driven projects related with wholesale credit risk reporting • Understand/interpret the nuances of the questions and requests from senior managements and regulators and work with risk managers and portfolio analysts to come up with solutions/alternatives.
The ideal candidate will have a BS or BA and 1+ years work experience in finance or a related control discipline (e.g. Risk Management, Financial Control, Audit, Operations, etc.)
Attention to detail and accuracy are essential
Intermediate/Advanced Microsoft Excel skills and at a minimum, basic Microsoft Access skills are required. The ability to quickly develop advanced knowledge of MS Excel and Access are a must, familiarity with Visual Basic is preferred but not required
Understanding of statistical concepts and data analysis or a track record that demonstrates high aptitude to learn these skills.
Quick learner with excellent communication skills, team orientation, and ability to work with counterparts in different areas of organization
Manager, Bank Credit Bureau Reporting
Knolls 4 (12021), United States of America, Glen Allen, Virginia At Capital One, we’re building a leading information-based technology company. Still founder-led by Chairman and Chief Executive Officer Richard Fairbank, Capital One is on a mission to help our customers succeed by bringing ingenuity, simplicity, and humanity to banking. We measure our efforts by the success our customers enjoy and the advocacy they exhibit. We are succeeding because they are succeeding. Guided by our shared values, we thrive in an environment where collaboration and openness are valued. We believe that innovation is powered by perspective and that teamwork and respect for each other lead to superior results. We elevate each other and obsess about doing the right thing. Our associates serve with humility and a deep respect for their responsibility in helping our customers achieve their goals and realize their dreams. Together, we are on a quest to change banking for good. Manager, Bank Credit Bureau Reporting
Job Description The Capital One Bank Credit Bureau Reporting team is looking for a well-qualified Process Manager to support a team of talented individuals and help ensure that we succeed in this critical, changing environment. This Process Manger reports to the Sr. Director of Bank Loss Mitigation and Account Services. As the Credit Bureau Process Manager, you will lead a team that manages and monitors credit bureau reporting and responds to credit bureau disputes. Additionally, you will play an important role in managing relationships across internal groups and external vendors that are critical to our ongoing success. This includes engaging with internal technology partners, branch and risk partners as well as directly with our vendors. This is a fast-paced operational environment, so the ideal candidate will be able to juggle multiple priorities, is extremely detail oriented and is comfortable communicating with a broad audience. The roles and responsibilities for this position include the following.
Operations Leadership and Management
Create a high performing environment by modeling the Capital One Values
Support the team to achieve daily service level agreements and deliver high quality work
Drive an improvement agenda that delivers measurable success on cost and quality objectives
Create transparency through key metrics and controls
Build relationships across all stakeholders
Communicate and influence senior management on a long term operational strategy
Drive cross-functional efforts to enable new process and technical capabilities
Connect with vendors to understand the end to end process requirements
Understand all applicable regulations and requirements
Create an environment that proactively address key risks and concerns
Work closely with risk partners to actively address open issues .
The ideal candidate will possess the following:
Commitment to delivering the best possible customer experience
Results driven approach and ability to work independently
Experience/Knowledge of regulations that apply to all credit bureau reporting and disputes processes
Ability to stay informed on associated regulatory changes and industry trends
Ability to use a continuous improvement approach to develop and enhance policies, procedures, and business initiatives
Excellent communication and presentation skills both verbal and written and at all organizational levels
Demonstrated strong strategic and analytical skills; utilizing and interpreting data and analytics to quantify and improve vendor results
Bachelor’s Degree or military experience
At least 3 years of people management experience
At least 3 years of process management experience
One or more years of credit bureau reporting experience
One or more years of bank operations experience
Lean, Agile, Six Sigma, Business Process Management certification
At this time, Capital One will not sponsor a new applicant for employment authorization for this position.
Credit Reporting Consultant - Banking (Contractor)
Develop solutions to client issues with a focus on solving problems
Heavy analysis which involves digging deeply into the data and details
Freedom to seek creative solutions while being resourceful
Evaluate and summarize complex issues to present findings and recommendations in a clear and concise manner
Communicate with client using strong communication skills while adapting them to all levels of an organization
Implement and execute solutions
Maintain a working knowledge of government regulations and compliance
- Other duties as assigned
Ability to travel 40%-60% of the time
Direct work experience with top tier banking institutions, including the top 10 banks and/or lenders
Minimum of 2 - 6 years of relevant work experience in banking or other type of financial services
Prior experience managing a credit reporting function in a corporate setting
Well rounded credit reporting experience including an understanding of Metro 2 logic and best practices around data validation and disputes
Strong client service experience and client presence
Excellent verbal and written communication skills
Ability to thrive in a team-based environment while still being able to self-initiate and work independently
Strong interpersonal skills with a high ability to build relationships internally and externally with clients
Superior organizational and time management skills while juggling multiple priorities
High attention to detail and accuracy
Superior Excel and PowerPoint skills for analyzing data and presenting to executives
Willingness and flexibility to adapt to broaden own experience and learn new skills
Bachelor’s degree or the equivalent in work experience This position can work remotely. No recruiting agencies please. Bridgeforce will not accept unsolicited resumes from recruiting agencies. Please do not forward resumes to Bridgeforce employees or our company location. Bridgeforce is not responsible for any fees related to unsolicited resumes.
Credit Reporting And Placement Processing Spec I
Credit Reporting & Placement Processing Specialist Navient (Nasdaq: NAVI) provides asset management and business processing solutions to education, healthcare and government clients at the federal, state, and local levels. We help our clients and millions of Americans achieve financial success through our services and support. Headquartered in Wilmington, Delaware, Navient employs team members in Southwest OH, Western New York, Northeastern Pennsylvania, Indiana, Tennessee, Texas, Virginia, and other locations. Learn more at navient.com. General Revenue Corporation, a wholly owned subsidiary of Navient, is a nationwide leader in asset recovery and business services. We are one of the top-performing collection agencies in the country, with a heritage that spans more than 36 years in the Tri-State area. We employ over 250 motivated and highly engaged employees in our Mason location. We provide our employees the ability to build their future with competitive compensation plans, career development as well as health and financial wellness programs. GRC is a work hard, fast-paced environment where we have fun, celebrate achievements and work collaboratively. The Credit Reporting & Placement Processing Specialist will be responsible for all tasks related to credit reporting for multiple lines of business and must fully understand every aspect of the Data Entry and File Placement function for loading new business accounts into multiple systems of record. This position methodically and analytically investigates all consumer inquires, written, verbally and electronically submitted, regarding our trade line submission to any/ all of the three major credit reporting agencies and will investigate and provide summarized analysis of account information based on CFPB and BBB complaints as well as investigate bankruptcy filings. Some responsibilities include:
Ensures data submitted to credit reporting agencies is accurate and investigates data errors that occurred causing account records not to load at the credit reporting agencies
Serves as a liaison between the Information Technology Department and the Client Services & Account Management Department to effectively communicate operational and system-related issues such as batching and/or coding issues, data entry issues, electronic/manual placements and client customized templates.
Oversees the appropriate internal processes to ensure the integrity of the data is accurate, the loading of data to the system(s) is timely, and in accordance with contractual obligations.
- Compliance related Functions
High School Diploma/ GED/ equivalent * 2 years of experience in detailed and analytical work. Additional education may substitute. Preferred:
Intermediate working knowledge of MS Office products to include: Excel, Word, Outlook and the Internet Knowledge, Skills & Abilities:
Possesses critical thinking skills that enables candidate to understand potential risks associated with their action/decisions and the ability to mitigate those potential risks.
Demonstrated analytical, problem solving, and organizational skills.
Ability to work successfully in a fast-paced, time-sensitive environment.
Excellent organizational and time management skills
Must have a team oriented philosophy in accomplishing departmental goals.
Must be a self-starter and motivated.
Ability to work independently with minimal supervision.
Ability to present information clearly and concisely to others.
Ability to interact well with others and show respect for alternative viewpoints.
Committed to achieve goals. Shows enthusiasm and commitment.
Ability to multi task and prioritize appropriately.
Probes facts, analyzes issues and makes systematic and rational judgments based on relevant information.
Ability to creatively think and develop innovative solutions.
Strong commitment to outstanding customer service. All offers of employment are contingent on standard background checks. Navient and certain of its affiliated companies are federal, state and/or local government contractors. Should this position support a federal government contract, now or in the future, the successful candidate will be subject to a background check conducted by the U.S. Government to determine eligibility and suitability for federal contract employment for public trust or sensitive positions. Positions that support state and/or local contracts also may require additional background checks to determine eligibility and suitability. EOE Minority/Female/Disability/Protected Vet/Sexual Orientation/Gender Identity Navient Corporation and its subsidiaries are not sponsored by or agencies of the United States of America. Navient is a drug free workplace.
Regulatory Reporting - Credit Administration
This position is responsible for developing, implementing, and managing business level retail FR Y-14 M (schedules A, B, & C) and Q (schedules A7, H1, H2) submissions. Directly responsible for developing the reporting framework and supporting the coordination and timely submissions of reports. Execute on all controls and provide results/documentation to RBC CCAR team for review and consolidation. This includes data tie-outs, data profiling, edit checks reviews, period over period change explanation, etc. Manage and support the business level attestation process including coordination with data owners and timely CCO/CFO approvals prior to submission to RBC CCAR team. Develops portfolio analysis and works on gap remediation plans by partnering with risk, operations and technology.
+ *Bachelor's Degree required + *Minimum 2 years of CCAR reporting experience + *Minimum 5 years banking experience
Job Skills and Knowledge :
Master's Degree preferred
Prefer 5 years of experience working for a bank, preferably in regulatory reporting.
Must have experience working on the FR Y-14M and FR Y-14Q and have in-depth understanding of CCAR reporting.
Experience with CCAR reporting and/or credit risk analytics.
Experience working and effectively collaborating with finance, risk, operations and technology teams.
Background and experience with credit risk and/or operational risk.
Must be operationally savvy, action-oriented who continually strives for improvement
Must have excellent written and verbal communication and interpersonal skills
Some travel may be required
- Represents basic qualifications for the position. To be considered for this position you must at least meet the basic qualifications. City National Bank is an Equal Opportunity Employer - Affirmative Action Employer, Minorities/Females/Individuals with Disabilities/Veterans
Note : This preceding job description has been designed to indicate the general nature and level of work performed by employees within this classification. It is not designed to contain or be interpreted as a comprehensive inventory of all duties, responsibilities, and qualifications required of employees assigned to this job.
Note : Candidates should be advised that City National Bank does not pay interviewee travel expenses or relocation expenses for candidates who are hired unless previously agreed. *LI-NS1 Equal Opportunity Employer Minorities/Women/Protected Veterans/DisabledCredit Administration
Credit Bureau Reporting Manager
Employee Perks Why You Will Love Being Part of the Navy Federal Team: *Competitive compensation with opportunities for annual raises, promotions, and bonus potential
Best-in-Class Benefits! (7% 401k match / Pension plan / Tuition reimbursement / Great insurance options)*On-site amenities include fitness center, wellness center, cafeteria, etc. at Pensacola, FL; Vienna, VA and Winchester, VAcampuses
Consistently Awarded Top Workplace
Nationally recognized training department by TRAINING Magazine
- An employee-focused, diverse, and service-oriented workplace environment Basic Purpose Manage the development and governance of monitoring Navy Federal’s credit data reporting practices. Work closely with consumer servicing operations, lending systems, operational risk, analytics, legal and compliance teams to design, administer, and maintain long-term solutions to ensure all regulatory requirements are met for credit bureau data reporting. Serve as resource to senior management for best practices on Credit Bureau policies. Establish necessary processes and controls to ensure oversight, maintenance, documentation, and changes/updates to the program. Ensure enterprise-wide compliance with all applicable rules and regulations.
• Manage the business direction and strategies, in close partnership with stakeholders, to ensure monthly credit bureau data reports are extracted and transmitted timely and accurately to the various credit bureaus
Lead• Direct discovery and analysis of existing processes and key controls, and identify future internal control trends or new standards – Complex analysis• Partner with senior management to ensure internal/external regulatory exam preparedness
Lead• Develop and maintain efficient and effective analytical/reporting processes and tools
Lead• Stay abreast of and ensure compliance with applicable federal, state and industry laws, regulations and guidelines – Advanced• Develop critical relationships with key technical/non-technical stakeholders to gain concurrence, input, execution and change management decisions – Broad Scope• Partner with Lending business units, support areas (Operational Risk, Analytics) and other major stakeholders (Office of General Counsel, Compliance) to implement and maintain program
Lead• Develop and maintain an understanding of relevant industry standards, best practices, business processes and technology used within related business areas to ensure compliance with policy, vendor contractual requirements, procedures, processes and standards – Complex/difficult• Develop, document and maintain reporting and feedback mechanisms to identify areas needing revised processes and/or procedures
Considerable scope• Coordinate integration of processes, procedures and key controls across business lines and throughout the departmental infrastructure – Considerable scope• Monitor key performance indicators, determine gaps in performance metrics, and recommend/execute change management techniques for improvements – Considerable latitude• Lead and coordinate the planning, scheduling, budgeting, and resourcing of projects to scope, identify risk exposure and remediation of non-compliance to standards – Lead• Provide guidance and support as a subject matter expert; assist business units with developing organizational capabilities to achieve Program goals – Significant Impact• Identify and address compliance issues; update guidelines and procedures to minimize risk – Lead• Serve on teams and task groups for projects/initiatives within the business unit and/or across the organization – Assist in leading• Apply operational risk disciplines to identify, assess and mitigate risk to program compliance
Expert• Provide guidance to help team members and stakeholders – Most complex/unusualPerform supervisory/managerial dutieso Ensure adequate/skilled staffing; select employeeso Establish performance goals and prioritieso Prepare, conduct and review performance appraisalso Develop, mentor and counsel staffo Provide input and/or prepare budget requirements for Annual Financial Plan (AFP)o Ensure section/branch goals and objectives align with division/department strategyo Ensure efficiency of operationso Leadership Level• Perform other duties as assigned
• Master’s Degree in Business Administration, Finance, or the equivalent combination of training, education, and experience• Lean Six Sigma certification (L6-S), or the equivalent combination of training, education, and experience• Certified Business Process Professional (CBPP), or the equivalent combination of training, education, and experience• Extensive experience in the utilization of databases, reporting and visualization tools, such as SQL, Data Arc 360, OBIEE, Tableau, etc.• Advanced thought leadership in providing vision and strategic thinking to decisions/issues• Advanced skill using innovative thinking to solve problems and facilitate the decision-making• Advanced knowledge of process mapping/modeling and business process reengineering• Expert skill in project management to include establishing and leading project teams; managing timelines/deadlines/resources; ensuring successful project implementation• Extensive experience that demonstrates the ability to research, compile, and document data, business processes, and workflow• Extensive experience in leading teams in business process improvement initiatives• Expert skill communicating with all levels within an organization• Expert skill exercising initiative and using good judgment to make sound decisions• Expert research, analytical, and problem solving skills• Extensive experience in the application of statistical methods, mathematical techniques, forecasting, cost-benefit analysis and related analytical tools• Expert skill in the analysis of technical issues in order to recommend, develop and/or implement strategies and achieve objectives• Expert knowledge of market trends, business strategies and technology and their interrelationships• Expert analytical thinking skills to include summarizing information and clearly identifying key elements, patterns, results or relationships• Extensive experience in working effectively with diverse internal and external contacts• Expert analytical/quantitative, reconciliation and deductive reasoning skills• Advanced verbal and written communication skills
Desired:• Project Management Professional (PMP), or the equivalent combination of training, education, and experience• Certified Business Process Improvement/Reengineering Practitioner (BPR), or the equivalent combination of training, education, and experience• Working knowledge of Navy Federal policies, procedures, and programs
Hours:Monday-Friday, 8:00AM-4:30PM Equal Employment Opportunity Navy Federal values, celebrates, and enacts diversity in the workplace. Navy Federal takes affirmative action to employ and advance in employment qualified individuals with disabilities, disabled veterans, Armed Forces service medal veterans, recently separated veterans, and other protected veterans. EOE/AA/M/F/Veteran/Disability REQNUMBER: 33895-1A
Credit Risk Analytics Consultant 4 - Risk Reporting And Analytics
It starts with you.
Our goal is to attract, develop, retain, and motivate the most talented people - those who care and who work together as partners across business units and functions. We value and promote diversity and inclusion in every aspect of our business and at every level of our organization.
Help architect our future. Be a leader of leaders. Get ready for your perfect job, one that encourages you to think strategically yet stay connected with your teams.
Prepare to innovate, create, and inspire. Corporate Risk Corporate Risk provides leadership, enhances communications, assists with problem identification and solutions, and shares best practices. In addition, this group provides an enterprise-wide view of risk, assists management and our Board of Directors in identifying and monitoring risks that may affect multiple lines of business, and takes appropriate action when business activities exceed the risk tolerance of the company. Group Operational Risk The Group Operational Risk team drives reliable and repeatable approaches to operational risk management across Consumer Lending (CL) and Payment, Virtual Solutions and Innovation (PVSI). A key priority for the team is the consistent and value-added delivery of operational risk management programs dedicated to specific risk themes as well as facilitating solutions for cross-group wide opportunities. The objective of this team is to drive consistent and common reporting and analytic solutions across various operational risk programs including Third Party, Business Continuity, Information Security, RCSA/BPRM, Credit Bureau Reporting and Disputes, Issues Management, and Payments across Consumer Lending Payments, Virtual Solutions and Innovation. Credit Risk Analytics Consultant 4 (CRAC 4) - Risk Reporting and Analytics The Credit Risk Analytics Consultant 4 will leverage analytical tools, methods, and industry best practices to help the business achieve operational excellence.
They will identify operational and compliance risk gaps and prioritize and remediate these gaps effectively and timely. This Credit Risk Analytic Consultant will:
Develop and enhance reporting across all operational risk programs. This requires a review and assessment of existing operational risk data sources across multiple platforms including data such as Audit & Regulatory Issues, Operational Losses, Credit Bureau Reporting & Disputes, Third Party, Payments, Process/Transactions, and Remediation.
Review and analyze operational risk portfolio performance trends and participate in risk and business forums to present and communicate key trends and risks. Present to management and update on progress of the key reporting & analytics projects under their lead with recommendations for removing roadblocks, enhancing results, and/or accelerating delivery.
Manage operational risk analytics and reporting with team members to provide guidance on objectives, timelines/resources, and desired results; oversee analysis and quality. Develop presentations and recommendations for management.
Research ways to enhance and identify current & emerging risk through the use of external data sources and new internal data sources.
Review and assess the existing operational risk data platforms with the Business and Corporate Risk teams to identify opportunities to drive efficiencies, expand risk identification, and drive connectivity across operational risk data sources.
- Partner across the Group Operational Risk team and the Second Line Operational Risk teams to develop analytic and reporting solutions. Preferred locations are Charlotte, NC - San Francisco, CA - West Des Moines, IA; however other major CL/PVSI hubs may be considered.
* 7+ years of risk reporting experience, risk analytics experience, or a combination of both * 3+ years of leadership experience
* A BS/BA degree or higher * A Master's degree or higher in operations research, applied statistics, economics, computer science, electrical engineering or a related field
Ability to travel up to 30% of the time Job Expectations:
Ability to travel up to 30% of the time How to Express Interest in This Job: Wells Fargo invites you to apply for this job at https://employment.wellsfargo.com/psp/PSEA/APPLICANT_NW/HRMS/c/HRS_HRAM.HRS_APP_SCHJOB.GBL?Page=HRS_APP_JBPST&FOCUS=Applicant&SiteId=1&JobOpeningId=5368034&PostingSeq=1.
All offers for employment with Wells Fargo are contingent upon the candidate having successfully completed a criminal background check. Wells Fargo will consider qualified candidates with criminal histories in a manner consistent with the requirements of applicable local, state and Federal law, including Section 19 of the Federal Deposit Insurance Act. Relevant military experience is considered for veterans and transitioning service men and women.
Wells Fargo is an Affirmative Action and Equal Opportunity Employer, Minority/Female/Disabled/Veteran/Gender Identity/Sexual Orientation. Relevant military experience is considered for veterans and transitioning service men and women. Wells Fargo is an Affirmative Action and Equal Opportunity Employer, Minority/Female/Disabled/Veteran/Gender Identity/Sexual Orientation.
Wholesale Credit Technology Lead - Regulatory Data Controls Reporting
Overview : The Technology Lead contributes to overall application development efforts within portfolio of Wholesale Credit and Banking data team. This individual will be required to collaborate with Business and Technology Stakeholders, therefore must be capable of operating at multiple levels of abstraction and have the communications skills to operate comfortably at all levels of a technology organization. The candidate must possess passion for producing high quality software, ready to jump in and solve complex problems, be able to mentor junior members of team.
: Work with business to understand basic aspects of business use cases and different types of design principles to effectively design and deliver solutions to integrate various use cases into application delivery. Understand the challenges and opportunities of building extensible applications for the modern web by researching UI technologies, frameworks, and platforms and gathering requirements from customers, partners, internal application teams, and UI developers. Define the roadmap and lead the design/delivery of reusable common components, behaviors and UI patterns that are leveraged across multiple application areas for a consistent and efficient user experience. Key responsibilities also include: Technology Solutions Design and Delivery, Resource Management, Application/Tech Strategy.
+ 10 - 12 years of professional experience in technology lead role of large projects.
6+ years of professional design experience of web apps, desktop apps, and/or mobile apps.
Familiarity with user-interface and information design principles, and how to design applications with complex information or functionality.
A strong visual design sensibility, including understanding of typography, color, composition, data visualizations, and other basic design components.
Experience with each of the following; Data profiling, data trending and analytics, Big data technologies, Relational databases, handling large sets of data (sourcing, aggregation and transformations, data controls), Reporting tools.
Experience in data management and controls tools implementation is a required (Metadata management, Lineage, Data Quality measurement implementation and reporting).
Strong experience in building end to end reporting and analytics platforms to enable various business use cases.
At least 2+ years of experience in running, using and troubleshooting the Cloudera Hadoop Ecosystem i.e. Hadoop FS, Hive, Impala, Spark, Hue, Oozie, Yarn, Sqoop, Flume.
Experience with scheduling, coordinating and the management of release processes for code through development, test, and production environments.
Experience with Agile Scrum methodologies, Continuous Integration and continuous testing.
Needs to have excellent communication and presentation skills and the ability to handle the pressure of supporting fast changing environments.
Must have prior experience with resource management, including the leadership of contractors
Business Domain Knowledge Good understanding of Wholesale Credit and Banking business understanding, Bank Capital process and stress testing, FR Y 14Q, CCAR, CECL Enterprise Role
Responsible for developing, enhancing, modifying and/or maintaining applications in the Global Markets environment. Software developers design, code, test, debug and document programs s well as support activities for the corporate systems architecture. Employees work closely with business partners in defining requirements for system applications. Employees are expected to have in-depth capital markets product knowledge, and manage a high level of risk. Employees typically have in-depth knowledge of development tools and languages. Is clearly recognized as a content expert by peers. Responsible for day to day supervision for a small team of associates; provides coaching and input into the performance management process. Typically requires 5-7 years of applicable experience. This job code is only to be used for associates supporting Capital Markets.
Posting Date : 01/10/2018
Location : Charlotte, NC, International Trade Center, 200 N College St, - United States
Travel : Yes, 5% of the time Full / Part-time
: Full time
Hours Per Week
: 40 Shift
: 1st shift
Assistance for Applicants with Disabilities Bank of America is committed to ensuring that our online application process provides an equal employment opportunity to all job seekers, including individuals with disabilities. If you believe you need a reasonable accommodation in order to search for a job opening or to submit an application, please visit the Applicants with Disabilities page at http://careers.bankofamerica.com/us/applicants-with-disabilities .
Diversity & Inclusion At Bank of America, our commitment to diversity and inclusion is helping us to create not only a great place to work, but also an environment where our employees, our customers and our communities around the world can reach their goals and connect with each other. All qualified applicants will receive consideration for employment without regard to race, color, religion, gender, gender identity or expression, sexual orientation, national origin, genetics, disability, age, or veteran status.
Frequently Asked Questions Need to know how to apply online, view a list of your submitted job applications or reset your password? Visit our FAQ at http://careers.bankofamerica.com/us/faq section for answers to these questions and more.
Credit & Cash Application Clerk
Credit & Cash Application Clerk Location:Knollwood (Bloomingdale, IL) Department:Credit & Collection Description Founded by Elwood Richard in 1968,NOW Foodshas grown from a small, family operation to a highly-respected manufacturer of natural health products. Today, NOW Foods manufactures and distributes over 1,400 dietary supplements, natural foods, sports nutrition, and personal care products.
NOW’s state of the art manufacturing facilities are GMP-certified, and our quality testing labs are among the best in the industry. The company has over 1,500 employees and its products are sold in more than 60 countries. The company remains family-owned and committed to its original mission: to provide value in products and services that empower people to lead healthier lives.
NOW offers a competitive compensation structure and a comprehensive benefit package which includes medical, dental and vision plans from tier one companies, Paid Time Off, 401k match up to $6,500 per year, educational assistance and company-paid disability and life insurance. NOW employees also enjoy a wide array of unique benefits such as company-paid profit sharing, quarterly bonuses, employee discount, wellness program, company-paid Teladoc and Rx’nGo, and much more! Many of our benefits are 100% paid by NOW – this is why NOW Foods has been awarded as one of the “101 Best & Brightest Companies to Work for” in ChicagoTENyears in a row, and on the National LevelFOURyears in a row!
To learn more about NOW Foods, visitnowfoods.comor like us on Facebook atwww.facebook.com/nowfoodsofficial. SUMMARY Processes and verifies applications for credit, resale tax certificates and solicits payment on overdue accounts. Compiles necessary information from financial institutions such as banks and credit organizations.
Maintains records of all delinquent accounts, incomplete files, and credit risks. Ensures the timely and accurate posting of payments to customer accounts, makes account adjustments, offsets and miscellaneous fees as needed. ESSENTIAL DUTIES AND RESPONSIBILITIESinclude the following. Other duties may be assigned.
Makes collection calls on past due accounts.
Resolves disputes internally and externally.
Responds to internal and external requests.
Negotiates payment plans when necessary with manager’s approval.
Processes credit applications and resale tax certificates from customers.
Compiles, sorts, scans, and files credit documents.
Maintains customer account data.
Imports check data from banks website for posting.
Posts payments received from customers to proper accounts and documents.
Processes ACH withdrawals and wire transfers and applies payments.
Processes credit card payments.
Ensures all adjustments, offsets, miscellaneous fees are entered to ensure accurate balances due.
Responds in a timely fashion to internal and external requests for assistance and/or information.
Complies with safety and GMP requirements. SAFETY RESPONSIBILITY STATEMENT Supports a culture of safe production and operations; follows all safety rules and procedures.
Actively participates in the safety program by: engaging in training activities to learn what constitutes a safety hazard; reporting safety concerns to the supervisor, submitting safety suggestions, and correcting or reporting to the appropriate people when an employee sees a workplace health or safety hazard, until it is resolved. Assists with communicating safety information to new employees. Fulfills responsibilities as outlined in the company safety management plan.
QUALIFICATIONS To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. The requirements listed below are representative of the knowledge, skill, and/or ability required. Reasonable accommodations will be made to enable individuals with disabilities to perform the essential functions.
EDUCATION and/or EXPERIENCE High school diploma or general education degree (GED); and two to four years related experience and/or training; or equivalent combination of education and experience. Prior experience with Oracle is helpful. LANGUAGE SKILLS Ability to read and comprehend simple instructions, correspondence, and memos.
Ability to write simple correspondence. Ability to respond to inquiries or complaints received from internal personnel and customers. Ability to effectively present information either verbally or in writing in one-on-one or small group situations to customers, vendors, and other employees of the organization.
MATHEMATICAL SKILLS Ability to add, subtract, multiply, and divide. REASONING ABILITY Good problem solving skills. OTHER SKILLS and ABILITIES Must be detail-oriented, well organized, and accurate.
Must have basic knowledge of Microsoft office suite. Accurate typing, 10-key pad, communication, and math skills required. Must have good interpersonal and customer service skills and work well within a team environment. Must show flexibility to help out where needed and to work as both a collector and in cash applications.
Familiar with standard concepts, practices, and procedures within a particular field. Relies on experience and judgment to plan and accomplish goals.
Performs a variety of tasks. Works under general supervision. A certain degree of creativity and latitude is required.
PHYSICAL DEMANDS The physical demands described here are representative of those that must be met by an employee to successfully perform the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.
While performing the duties of this job, the employee is regularly required to sit at a desk location. The employee is frequently required to write, use a 10-key pad, and enter data into a computer.
The employee is occasionally required to stand, bend, stoop, and/or kneel. WORK ENVIRONMENT The work environment characteristics described here are representative of those an employee encounters while performing the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. It is the policy of NOW Foods to prohibit discrimination of any type, and to afford equal employment opportunities (EEO) to all employees and prospective employees, without regard to race, color, religion, gender, national origin, age, disability, sexual orientation or any other characteristic protected by law.
Credit Card Clerk
KLX Energy Services LLC provides a broad range of technical solutions and equipment to our customers. We provide the right people, best equipment and most convenient locations to deliver expert energy services for every phase of the wellsite. This includes drilling, completions, re-fracing, production, workover, and plug and abandonment. From technical services and wireline to rentals and accommodations, we keep our customers operations running economically, effectively and safely. At KLX, you'll work side-by-side with devoted professionals. You’ll enjoy the benefits of a strong and evolving company; such as excellent compensation and benefits packages, limitless opportunities for professional growth, and a voice in shaping our future. All while working in an environment that emphasizes teamwork, integrity, and professionalism. We are currently seeking a Credit Card Clerk for our Houston, TX location. (Galleria) PURPOSE: Performs a variety of semi-routine duties of moderate complexity requiring the exercise of some discretion and use of limited judgment and initiative. Duties may vary regarding Accounts Payable and Accounts Receivable, may be responsible for the support function of all activities related to billing and customer collections as well as invoice and processing, vendor communications, recordkeeping, and check disbursements. The Accounting Clerk may also be expected to do ad hoc reporting in financial systems and Excel. ESSENTIAL JOB DUTIES AND RESPONSIBILTIES:
Maintain billing reports/logs updated in Excel on an on-going basis for all the invoices submitted monthly through all programs.
File and keep organized support records. Manage full book of payables and weekly vendor payments.
Provide support to internal customers including sales, operations, and accounting department for receivables matters. Contact customers to obtain or relay account, billing, invoice submission, and collection information as needed
Enter invoices daily and accurately. Ensure invoices are paid timely. Ensure that invoices have correct GL coding and are approved per the proper delegation of authority. Ensure all invoices are entered or accrued for during monthly close. Submit approved invoices received from the field in a timely manner to customers electronically.
Work to resolve vendor/employee issues until full resolution and follow up by committed time to vendor/employee. Work with operations and vendors to ensure appropriate credit terms are set up to maximize the company's cash flow.
Ad hoc reporting, including exporting reports to Excel for review and analysis. MINIMUM QUALIFICATIONS:
Education: High School Diploma/Equivalent
Work Experience: 0-2 years
Relevant invoicing experience and/or training.
Proficiency with Microsoft Office Suite and Adobe Creator PREFERRED QUALIFICATIONS:
Education: Bachelor’s Degree
Degree Field (s): Business Administration, Finance, or related discipline
Work Experience: 0-2 years
Related Experience: + 1+ years’ related invoicing experience and/or training in the Oil and Gas industry
Proficiency with invoicing and accounting software
Experience with AX, RTMS, and TrakQuip PHYSICAL REQUIREMENTS:
Precise hand/eye coordination: Constantly
Basic keyboarding or other repetitive motions: Constantly
Operation of heavy equipment or operation of vehicles: Occasionally
Lifting/pushing objects weighing over: 20 lbs: Occasionally
Climbing and working in awkward and cramped positions: Occasionally
Other (please specify):
Must be able to sit for extended periods of time
Lifting and reaching files or boxes of files
Pushing or pulling drawers and cabinets
Communicate via telephone EOE/Minorities/Females/Veterans/Disabled. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability or protected veteran status.
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