Director Underwriter Solicitation Job Description Sample
Corporate Underwriter - Director
Everest Reinsurance Company, a member of Everest Re Group, Ltd. has an exciting opportunity to work within the Corporate Underwriting team and provide support across all Everest Reinsurance business segments.
In addition to having strong technical capabilities, the ideal candidate will be high-energy, dynamic, and attracted to the opportunity to develop new tools, processes, and capabilities within a growing business.
The location of this position is in our corporate headquarters in Liberty Corner, NJ.
Working closely with the Head of Corporate Underwriting, along with the Chief Underwriting Officer across many of the daily operations of the Reinsurance Division:
Assist in leading the Corporate Underwriting initiative to develop and maintain underwriting guidelines, authorities, compliance documents and processes to be implemented across Business Units to support efficiency and compliance needs.
Assist in drafting position papers\statements, in coordination with Everest Insurance on industry underwriting topics as requested.
Assist in leading the initiative to incorporate underwriting authorities, referrals and binding of business directly out of the UWS system.
Assist in organizing and participating in corporate underwriting audits across Reinsurance division.
Assist in organizing and running underwriting summits as well as education and training programs.
Work with the Head of Corporate Underwriting to ensure the smooth and efficient delivery of support services across multiple internal groups.
Assist in enhancing Board Level reports and other internal and external reports.
Identify process efficiency improvements and effectively use problem solving and sound business judgment to resolve issues and create efficiencies across the Reinsurance Division.
Responsible for ensuring a close integration between the Reinsurance Division, Internal Audit, Cat Management, Actuarial Pricing and Reserving, Enterprise Risk Management group, Claims, IT, Finance and Accounting, Everest Insurance Corporate Underwriting, etc.
A minimum of 5 years of underwriting experience in the property-casualty reinsurance industry, preferably with corporate underwriting experience.
CPCU or actuarial designation preferred, although we are open to others with extensive underwriting experience.
Proactive and forward-looking; this individual will be expected to contribute in taking Everest to the next level and beyond as it relates to business processes, data and analytics.
Excellent business acumen and track record of working collaboratively across disciplines: Underwriting, Reserving, Pricing, Finance, Risk Management, Product Development, Claims, IT etc.
Strong track record of project management and simultaneous delivery of projects
Excellent analytical, problem solving and organizational skills.
Excellent ability to communicate to both technical and non-technical communities.
Excellent communication skills, particularly in collaborating with stakeholder and presenting results to senior executives.
Fast learner and ability to work in a multi-functional team environment.
Everest is committed to recruiting and retaining the most talented individuals in the industry. We offer a dynamic work environment and a competitive compensation and benefit package which includes a 401k plan, retirement/savings option, tuition reimbursement, medical, dental, vision, life and group legal plans.
Everest is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion or creed, sex, pregnancy, sexual orientation, gender identity or expression, national origin or ancestry, citizenship, genetics, physical or mental disability, age, marital status, civil union status, family or parental status, veteran status, or any other characteristic protected by law.
Surety Senior Underwriter (291476-670)
Under limited supervision and with significant independent judgment, organizes and controls the day-to-day administrative and underwriting activities for an assigned portfolio and/or region for contract and commercial surety by performing the following duties.
Essential Duties and Responsibilities:
1.Reviews agency submittals for completeness and accuracy, requesting additional information if necessary.
2.Initiates the underwriting process to make thorough evaluations and assessments in accordance with the standards established for Frankenmuth Surety. Secures all relevant credit reports and completing appropriate reference checks. Completes all necessary financial and project data entry and prepares financial and project trend analysis.
3.Prepares summary recommendations for review with supervisor in conformance with company guidelines and models.
4.Facilitates review and approval/declination of bid requests on assigned accounts.
5.Communicates with agents and internal staff to collect necessary information to perform risk assessment and update financial files over the course of a fiscal period.
6.Builds and maintains productive and profitable relationships with agents. Solicits submissions through marketing efforts, and educating agents on our requirements and appetite.
7.Reviews relevant contract documents to identify potential exposures and risks to the surety. Works with the Director, Surety to craft appropriate bond form language and construct the appropriate indemnity agreement.
8.Advances surety strategy and marketing at various industry functions and with our agency plant.
9.May provide leadership to junior staff through guidance and training. May provide input to management regarding junior staff performance.
10. Performs other duties as assigned.
- Master's degree (M.A.) or equivalent; or six to ten years related experience and/or training; or equivalent combination of education and experience.
- A minimum requirement for this position is the ability to work legally in the United States. No visa sponsorship/support is available for this position, including for any type of U.S. permanent residency (green card) process.
CCB - Cmsaf - Underwriter II
CCB - CMSAF - Underwriter II
Req #: 190004486
Job Category: Operations
As an Underwriter II, you will review credit applications and render appropriate credit decision within credit policy requirements and in compliance with all regulations. You will decision automobile applications submitted by our dealership clients, placing an emphasis on response time, quantity of applicants processed, and quality of application decisions. You will structure decisions to maximize profit and enhance dealer relationships. You will meet or exceed agreed upon targets for return on equity, volume, conversion ratios, and other business metrics. You will coordinate with indirect Relationship Managers and assist with on-going business development via telephone and through a scheduled outside calling effort. You will also initiate sales calls via telephone, and where appropriate, prepare written follow-up. Additionally, you will provide prompt, accurate responses to all internal and external customer inquiries.
Three to five years of underwriting experience, with Auto Finance experience required
Excellent verbal and written communication skills
Strong problem solving, organizational, negotiation, and interpersonal skills
Highly skilled in credit decisioning, with a solid understanding of consumer credit and applicable federal and state regulations relative to consumer lending
A comprehensive knowledge of indirect loan and lease programs, bank products and services
PC experience with a good working knowledge of common application software
Results-oriented with a high level of personal initiative
Sub-prime lending experience is preferred
Experience reviewing credit bureau reports required
Prior sales experience preferred
Charitable Giving Officer-Direct Mail & Digital Solicitation
SUMMARY Munson Healthcare Foundation is seeking a creative and technical writing professional with ability to work in fast-paced, deadline focused environment. Must possess excellent written and verbal communication skills and be proficient in social media as well as digital and traditional marketing.
Design experience for print and digital media required. Familiarity with fundraising and current donor trends preferred. ENTRY REQUIREMENTS Bachelor#s degree in communication, journalism, business administration, health care administration, marketing or related field.
Excellent written and verbal communication skills to include but not limited to creative and technical writing experience. Digital and traditional marketing or communications experience. Warm and personable.
Motivated self-starter. Proficiency in Microsoft Word, Adobe Creative Suites, Publisher, Excel, databases, e-mail and other computer systems. Proficiency in social media marketing Demonstrated ability to work in fast-paced environment with deadlines. At least 5 years work experience in fundraising, writing, or design and social media marketing preferred.
This position reports to Annual Giving Director.
SPECIFIC DUTIES Supports the mission statement of Munson Healthcare Foundations:
#Inspiring charitable support to enhance health care for the people in northern Michigan.# Embraces and supports Munson#s continuous quality improvement philosophy and adheres to Munson#s customer service expectations. Develops strategy and implements social media content for donor acquisition and stewardship purposes in collaboration with the Marketing and Corporate Communications Department.
Develops and updates website content in line with the Munson Healthcare brand standards to support digital solicitation strategies. Writes and produces compelling donor solicitation and stewardship communications such as letters, articles, event invitations, surveys, and impact reports. Evolves direct solicitation strategies, including e-mail marketing, to improve efficiency of reach# and response rates.
Collaborate with other departments and service lines to align messaging, ensure appropriate delivery cadence and list segmentation, and share analytics. Acts as a staff liaison with internal Marketing and Corporate Communications Department, volunteer committees and with vendors to implement annual giving and campaign fundraising strategies. Attends volunteer committee meetings and develops minutes and other correspondence for committees. Performs all other duties as assigned.
The Credit Underwriter I analyzes and underwrites loan facilities for the Commercial Loan and Commercial Real Estate departments. The underwriting focus is on loan requests up to $10 million primarily new loans to existing customers or renewals and modifications of existing loan facilities.
Responsibilities include but are not limited to:
Prepare a full credit package for loan requests up to $10 million primarily new loans to existing customers or renewals and modifications of existing loan facilities.
Complete credit packages within required timeframes with minimal edits required.
Demonstrate an understanding of loan policy, underwriting standards and regulatory requirements.
Conduct a credit analysis identifying key credit issues and providing mitigation of same.
Spread business financial statements using the Baker Hill/One Point system.
Analyze a company's operating performance and financial condition to understand business trends and to identify credit risks.
Conduct cash flow analysis (business, personal and global) to evaluate the borrower's loan repayment ability.
Spread and analyzes personal financial statements to evaluate personal liquidity, personal debt levels and contingencies.
Assess the bank's collateral coverage by reviewing of accounts receivable, accounts payable and inventory aging reports.
Perform industry/market analysis to identify industry trends and risks.
Prepare loan offering and related forms for the credit package.
Identify policy exceptions and incorporates suitable mitigants into the credit package.
Proactively communicate with Loan Officers and a Senior Credit Underwriter during the underwriting process.
Participate in client meetings/conference calls together with a Senior Credit Underwriter.
Knowledge of commercial credit and fine credit quality skills including accounting, financial statement analysis and cash flow analysis experience.
Strong analytical abilities and problem solving skills.
Strong organizational skills with attention to detail.
Excellent communication skills: express ideas and convey technical information in writing and verbally.
Proficient in Microsoft Word and Excel and performing internet searches.
Ability to work in a fast paced environment and move quickly through assignments to ensure deadlines are met.
Ability to work effectively with individuals and groups to manage internal and external customer relationships.
Thorough understanding of risk and consequences of errors in formulating decisions and providing direction to others.
High School Diploma or GED and a minimum of one year of experience in underwriting commercial loan and/or commercial real estate transactions, or six months of VNB credit underwriting experience following successful completion of VNB's Credit Underwriting Training Program.
Bachelor's Degree with a minimum of 1 year of experience in underwriting commercial loan and/or commercial real estate transactions, or six months of VNB credit underwriting experience following successful completion of VNB's Credit Underwriting Training Program preferred.
Consumer Loan Underwriter 4
At Wells Fargo, we want to satisfy our customers' financial needs and help them succeed financially. We're looking for talented people who will put our customers at the center of everything we do.
We value and promote diversity and inclusion in all aspects of business and at all levels. Success comes from inviting and incorporating diverse perspectives.
Help us build a better Wells Fargo. It all begins with outstanding talent. It all begins with you.
Consumer Lending is an industry leader in supporting homeowners and consumers. Our group includes Home Lending, Personal Lending, and Wells Fargo Auto, and the professional services teams that partner with these businesses.
Our foundation for success can be summarized in three beliefs: Our product is service. Our value added is financial advice and guidance.
Our competitive advantage is our people. We've built our team of top professionals by rewarding their accomplishments and ensuring they have what's needed to succeed.
Join the #1 Mortgage originator and servicer (Source: Inside Mortgage Finance)
Our Correspondent team works with Wells Fargo Funding and is part of Home Lending. Correspondent clients include large and small banks and mortgage companies, which provide borrower financing.
Responsible for reviewing, analyzing, approving and underwriting difficult, complex individual consumer requests and products within company and industry guidelines. Dependent on division, functions include reviewing financial statements, credit reports, and applicable ratios(i.e.
Debt ratios, loan-to-value); examining transactions to ensure accuracy and completeness; preparing formal reports for review; ensuring that documents are consistent and uphold to company and industry guidelines; implementing fraud detection techniques, performing compliance reviews; assisting with re-negotiations of loans based on lending guidelines, serving as a consultant/technical resource on difficult problems and questions; handling escalated calls: providing work direction, feedback and training to underwriting staff including mentoring lower level underwriters on credit decisioning, department procedures and policies; delivering/facilitating of technical training to ensure organizational consistency. May act as a team lead and provide performance feedback to less senior underwriters. May act as backup in absence of Supervisor.
- 5+ years of underwriting experience
Basic Microsoft Office skills
Strong analytical skills with high attention to detail and accuracy
Excellent verbal, written, and interpersonal communication skills
Ability to interact with all levels of an organization
Other Desired Qualifications
Non-Conforming Underwriting experience is preferred.
- This position requires compliance with all mortgage regulatory requirements and Wells Fargo's compliance policies related to these requirements including acceptable background check investigation results. Successful candidates must also meet ongoing regulatory requirements including additional screening and required reporting of certain incidents.
NV-Henderson: 2445 St Rose Parkway - Henderson, NV
All offers for employment with Wells Fargo are contingent upon the candidate having successfully completed a criminal background check. Wells Fargo will consider qualified candidates with criminal histories in a manner consistent with the requirements of applicable local, state and Federal law, including Section 19 of the Federal Deposit Insurance Act.
Relevant military experience is considered for veterans and transitioning service men and women.
Wells Fargo is an Affirmative Action and Equal Opportunity Employer, Minority/Female/Disabled/Veteran/Gender Identity/Sexual Orientation.
CONSUMER BNKG0161486 CONSUMER BNKG
Contract Surety Underwriter
The Hanover is seeking a Contract Surety Underwriter to join our growing team in Richmond, VA.
The Contract Surety Underwriter will be responsible for underwriting existing business and developing new business in the Southeast Region. This person will develop agent relationships through written, verbal and in-person communications on a regular basis.This is a Full-time, Exempt role.
Underwrite and manage existing bond accounts under the direction of senior underwriters, managers or Home Office management, as applicable.
Individual development focused on developing underwriting expertise and strong agency management skills.
Underwrite renewal business and renewal lines of credit as applicable for assigned accounts.
Meet with agents from assigned agency base/territory to solicit new business opportunities that meet Target Market Guidelines.
Under technical direction, underwrite risk information to determine risk acceptability.
Working within designated underwriting authority (as assigned), and under guidance of senior underwriters, formulate a recommended solution for agent requests within surety guidelines.
Develop agency partnerships and agency management skills.
Work under supervision of manager and mentor to develop marketing and underwriting expertise:
Shadow senior underwriters and/or underwriting manager.
Strengthen overall insurance industry knowledge including understanding of Hanover products and value proposition.
Understand, embrace, execute and foster surety business and best practices.
Acquire and develop business development skills through marketing efforts and attendance at industry events.
Develop proficiency in sales best practices.
Other duties as assigned.
3-5 years related contract surety underwriting experience.
Proficient understanding of traditional underwriting principles, practices, procedures.
A history of success in the contract surety business.
Strong technical/analytical skills, computer skills and interpersonal skills.
Strong sales focus and marketing perspective.
BA/BS or equivalent.
Devote at least 25% of your time in front of agents and accounts, outside of the office.
"The Hanover values diversity in the workplace and among our customers. The company provides equal opportunity for employment and promotion to all qualified employees and applicants on the basis of experience, training, education, and ability to do the available work without regard to race, religion, color, age, sex/gender, sexual orientation, national origin, gender identity, disability, marital status, veteran status, genetic information, ancestry or any other status protected by law.
Furthermore, The Hanover Insurance Group is committed to providing an equal opportunity workplace that is free of discrimination and harassment based on national origin, race, color, religion, gender, ancestry, age, sexual orientation, gender identity, disability, marital status, veteran status, genetic information or any other status protected by law."
As an equal opportunity employer, Hanover does not discriminate against qualified individuals with disabilities. If you require a reasonable accommodation, as a candidate for employment, please inform The Hanover Talent Acquisition office.
Do you enjoy creative problem solving and working with cutting edge technology? Are you ready to take your career to the next level? Join StreetShares and see your work make a difference at a fast-paced, growing startup. We are looking for an enthusiastic Commercial Underwriter to join the StreetShares Credit team, where you will be underwriting StreetShares’ unsecured and secured lending products. This includes term loans, lines of credit, and invoice factoring. As a Commerical Underwriter, you will be responsible for underwriting files, recommending a course of action, and working with the sales and credit teams to ensure a smooth customer experience. You will report to the Head of Underwriting, and be located in our metro accessible headquarters in Reston, VA.
• Prepare files for underwriting. This includes collecting data from numerous sources, completing the workflow, and conducting cash flow analysis using bank statements
• Financial statement analysis – read a balance sheet, income statement, and cash flow statement to understand underlying business trends
• Underwrite files and analyze large amounts of data, weigh risk factors appropriately, and make sound credit decisions under pressure
• Communicate with the sales team regarding underwriting details and deal structure
• Improve our current reporting – suggest new ways to analyze and interpret data
• Process improvement – take our existing processes and make them better, more efficient, and more accurate
- MUST HAVE 1-3 years experience in direct Commercial / Small Business Underwriting
- Four year bachelors degree, preferably in Finance, Economics, Engineering or Business
- Savvy usage of technology and a data driven mindset
- Excellent interpersonal and communication skills
- Strong analytical skills and the ability to solve problems
- Ability to process a variety of information and quickly draw relevant conclusions and summarize results Preferred
- Finally, as a young company, we all have to wear multiple hats. You should expect to do things outside of your job description, and nothing should be considered off limits. Get comfortable with being uncomfortable and have fun.
StreetShares offers a competitive salary with full benefit package including insurance coverages, a company stock option program, gym memberships, and cell phone reimbursements
Commercial Bank Risk - Asset Based Lending Senior Underwriter
Commercial Bank Risk - Asset Based Lending Senior Underwriter
Req #: 180111514
Job Category: Accounting/Finance/Audit/Risk
JP Morgan Chase
JPMorgan Chase & Co. (NYSE: JPM) is a leading global financial services firm with operations worldwide. The firm is a leader in investment banking, financial services for consumers and small business, commercial banking, financial transaction processing, and asset management. A component of the Dow Jones Industrial Average, JPMorgan Chase & Co. serves millions of consumers in the United States and many of the world's most prominent corporate, institutional and government clients under its J.P. Morgan and Chase brands. Information about JPMorgan Chase & Co. is available at http://www.jpmorganchase.com/.
The Senior Underwriter supporting Asset Based Lending will perform necessary credit analysis, due diligence, and review of documents for new transactions. Will be responsible for having strong credit knowledge, policy expertise and analytical abilities. As a contributing member of the deal team, managing complex transactions to completion with little or no guidance from your immediate manager. The role includes customer contact and making recommendations on appropriate credit structures. Additionally, you will develop as an Asset Based Lending (ABL) product resource for other Commercial Bank business units and may serve as a mentor to underwriters and credit analysts.
The objectives for the ABL Underwriter are:
Quality Underwriting: Support the revenue and fee income goals of ABL by leading the underwriting of transactions consistent with the ABL strategy for new deals.
Demonstrate leadership on deal teams and in credit meetings by developing a concise understanding of the transaction, appropriate structure and communicating a valid credit perspective.
Demonstrate accuracy in risk rating including loss given default and forward looking risk assessment
Display technical competency in credit, risk assessment, collateral analysis, structuring, pricing & profitability and the approval/syndication process including up-to-date knowledge of industry limits, conflicts and credit policy.
Underwriting goal to be evaluated qualitatively though feedback from Marketing and Credit Executives, an assessment of the quality of credit analyses and risk ratings, ability to lead due diligence teams and timeliness in completion of tasks.
Operate Efficiently: Reduce the cost of the underwriting process and strive to shorten the timeline from deal assignment to deal decision through improved efficiency by:
Communicating efficiently and effectively (and early in the deal process) to elevate credit issues.
Deliver timely responses/decisions/completion of underwriting tasks.
Track individual deal expenses for reimbursement and be cost effective in personal expenses.
Leverage resources and work to reduce bureaucracy and redundant efforts.
Complete all administrative responsibilities (required training, annual performance appraisals, interim appraisals and goals) by required dates
Build/Maintain Quality Partnerships with originations, client management, field exam, special credits, commercial banking partners, syndications, external diligence providers and others involved in the underwriting process, as evaluated by the Underwriting Manager and Credit Executives with feedback from partners.
Strong analytical skills are required.
Minimum of 7+ years' experience in Risk and Asset Based Lending
Possess significant accounting and finance knowledge
Experience / ability to use a variety of analytical tools to model base case and downside forecasts, and evaluate risk that will be used to support credit approval and risk/return dynamics.
Education requirements; have a BA/BBA/MBA and have completed a major corporate bank credit training program (or the equivalent corporate banking/corporate finance experience).
Candidates will typically have 7 to 10 years of banking experience including extensive credit, finance structuring, capital markets and marketing experience.
Excellent communication skills; both written and verbal
The final officer title and job grade is at the discretion of the firm and will be discussed at the time of offer. It may be different than what is listed on the requisition based on a candidates experience level.
Personal Lines Underwriter
Develop and execute marketing plan to drive new and renewal business, including in-person visits, telemarketing and distribution of marketing materials for insurance company partners
Evaluate, classify, and rate each risk to determine acceptability, coverage, and pricing
Develop and submit underwriting referrals, where required, to company brokerage facilities and Burns & Wilcox management
Monitor key metrics, such as, new business hit ratio, renewal retention ratio, premium growth, and loss ratio, formulating corrective action where necessary
Mentor and train Assistant Underwriters as needed
Bachelor's degree or equivalent combination of education and experience
Minimum 3 years of Personal Lines underwriting experience, excess & surplus experience preferred
Strong sales and marketing skills a must, business acumen, interest in continued education and professional development
Insurance license, CPCU, CIC or comparable designations preferred
- Competitive base compensation & highly
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